Investment Online Application
Your investment expresses your generosity and helps resource churches, nonprofit ministries, and leaders bringing the experience of God's love to more people.
Impact Certificates for Churches
Stewarding Church Resources
TMF offers investment vehicles for churches, foundations, and nonprofits that provide liquidity, fixed-rate returns, and asset appreciation potential. Our exceptional record of loan and investment management reflects our ability to partner with churches and agencies committed to achieving their God-appointed mission by investing wisely.
Rates for Churches, Foundations, and Nonprofits* Effective 10/01/2026
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | |
|---|---|---|---|---|---|
| Rates | 3.75% | 3.85% | 4.05% | 4.25% | 4.45% |
| Annual Percentage Yield (APY) | 3.82% | 3.92% | 4.13% | 4.33% | 4.54% |
* Fixed rates are set on a monthly basis.
Impact Certificates for Clergy
Honoring Clergy
The Clergy Appreciation Rate honors pastoral leaders' invaluable service to their churches and communities. Active and retired clergy (deacon, elder, diaconal, or local) receive an additional 0.50% interest above rates to individual investors. This rate applies to all new and renewed investments in fixed-rate accounts made by clergy with their primary residence in Texas or New Mexico.
Rates for Clergy** Individual clergy fund or IRA fixed rates Effective 10/01/2026
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | |
|---|---|---|---|---|---|
| Rates | 4.25% | 4.35% | 4.55% | 4.75% | 4.95% |
| Annual Percentage Yield (APY) | 4.33% | 4.44% | 4.65% | 4.85% | 5.06% |
** Fixed rates are set on a monthly basis.
TMF Equity, Bond, and Multiple Asset Funds‡ Performance as of 09/30/2026
| YTD | 1 yr. | 3 yr. | 5 yr. | 10 yr. | |
|---|---|---|---|---|---|
| TMF Balanced Fund | 8.43% | 9.99% | 12.55% | 5.17% | 7.72% |
| TMF US Equity Fund | 15.30% | 16.78% | 18.40% | 9.49% | 13.08% |
| TMF International Equity Fund | 9.25% | 11.82% | 15.57% | 4.45% | 8.04% |
| TMF Fixed Income Fund | -2.58% | -1.32% | 5.08% | 0.41% | 2.16% |
| TMF Inflation Protection Fund | 2.48% | 3.59% | 5.42% | 2.35% | 3.25% |
| TMF Multiple Asset Fund | 7.81% | 9.49% | 13.03% | 5.19% | 8.13% |
‡Returns represent past performance and do not guarantee future results or the deduction of administrative fees, which are assessed by TMF monthly, for all funds except the TMF Balanced Fund which reflects the deduction of administrative fees. Investment returns will fluctuate with market conditions, and investors may have a gain or loss when they redeem their investment. Fund performance changes over time and currently may be lower than stated above. Performance is updated and published monthly.